These Terms & Conditions govern your use of the s98game platform. Please read them carefully before creating an account, making a deposit, or placing any bet or wager on s98game.
These cards summarise the most important aspects of the s98game Terms & Conditions. They do not replace the full legal text below, which governs your account in its entirety.
You must be at least 21 years of age to register an s98game account, make deposits, and use the platform in any capacity. s98game enforces this requirement through KYC identity verification. Accounts belonging to players under 21 are terminated and any deposited balance is handled in accordance with applicable licence rules.
Each individual player is permitted to hold exactly one s98game account. Creating duplicate accounts — whether to claim multiple bonuses, circumvent a restriction, or for any other reason — is a material breach of these Terms & Conditions and will result in the closure of all associated accounts and forfeiture of any pending balances.
All bonuses, free spins, and promotional credits issued by s98game are subject to wagering requirements that must be satisfied before any derived winnings can be withdrawn. Wagering requirements, eligible games, and time limits are stated in the specific bonus terms accompanying each offer. Players are advised to read bonus terms in full before accepting any promotion.
s98game processes withdrawal requests only to verified accounts. Players must complete KYC verification — submitting a valid Pakistani CNIC and a selfie — before any withdrawal is approved. Withdrawals are processed exclusively to payment methods previously used for deposits, in line with anti-money-laundering obligations under the platform's international gaming licence.
s98game strictly prohibits any form of fraud, collusion, use of automated software, arbitrage betting, bonus abuse, or exploitation of software errors. Any account found to have engaged in prohibited activity will be suspended, investigated, and closed. s98game reserves the right to void bets and withhold winnings derived from prohibited conduct.
s98game provides deposit limits, session time limits, cooling-off periods, and self-exclusion tools to all account holders. These tools are accessible directly from your account settings. Players who self-exclude cannot be reinstated during the exclusion period under any circumstances. s98game takes its responsible gaming obligations seriously as a condition of its international gaming licence.
These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player," "you," or "your") and s98game ("s98game," "we," "us," or "our"), governing your access to and use of the s98game website at https://s98game.bet, its mobile-optimised interface, and all associated services including casino games, sports betting, live dealer tables, crash games, and player account management features (collectively, the "Platform").
s98game operates under an international gaming licence and is required, as a condition of that licence, to enforce these Terms consistently and without exception. The Platform is made available to eligible players across Pakistan and other permitted jurisdictions. By proceeding with registration and use, you acknowledge that gaming involves real financial risk and that you accept full responsibility for all decisions made on the Platform.
These Terms should be read alongside the s98game Privacy Policy and Responsible Gaming Policy, both of which form part of the overall agreement between you and s98game. In the event of any conflict between these documents, these Terms shall take precedence unless explicitly stated otherwise.
You must be at least 21 years of age to register an s98game account and access any real-money features of the Platform. This is an absolute requirement and is not subject to exception or waiver under any circumstances. s98game verifies age as part of its KYC (Know Your Customer) process. If age verification reveals that a Player is under 21, the account will be closed immediately, all pending withdrawals will be suspended pending review, and the matter may be reported to the relevant regulatory authority.
You are solely responsible for ensuring that your access to and use of s98game is lawful in the jurisdiction in which you are located at the time of access. s98game makes no representation that the Platform is legal or appropriate in all jurisdictions. Players located in jurisdictions where online gambling is explicitly prohibited by local law access the Platform entirely at their own legal risk.
When registering an account, you agree to provide accurate, complete, and current information including your full legal name, date of birth, Pakistani mobile number, and any other information requested as part of the registration or KYC process. You must promptly update your account information if any details change. s98game reserves the right to refuse registration at its sole discretion without providing a reason.
Each individual person is permitted to hold one and only one s98game account. Registration of duplicate or multiple accounts — regardless of the reason — constitutes a breach of these Terms. All accounts belonging to the same individual may be closed, and any balances held across those accounts may be forfeited in accordance with the prohibited conduct provisions set out in Section 8.
You are solely responsible for maintaining the confidentiality of your s98game login credentials, including your username, password, and any two-factor authentication codes. You must not share your login credentials with any other person. s98game will never ask you for your password via email, live chat, or any other channel. If you suspect that your account has been accessed without your authorisation, you must notify s98game support immediately via live chat and change your password using the account recovery process.
s98game is required by its gaming licence to verify the identity of all players prior to processing withdrawal requests and, in certain cases, at the time of registration or deposit. The standard KYC documentation required is a valid Pakistani Computerised National Identity Card (CNIC) — both front and back — together with a clear selfie photograph holding the CNIC. Additional documentation may be requested at s98game's discretion, including proof of address or source of funds. Failure to provide satisfactory KYC documentation within a reasonable time following a request will result in suspension of withdrawal privileges until documentation is received and approved.
All s98game accounts for Pakistani players are denominated in Pakistani Rupees (PKR). Account balances, deposit amounts, withdrawal amounts, wagering requirements, and bonus values are all expressed and processed in PKR. s98game accepts no liability for any exchange rate fluctuation affecting players who fund their accounts in currencies other than PKR.
s98game currently accepts deposits via the following payment channels:
Available payment methods and minimum/maximum deposit limits may be updated from time to time. Current limits are displayed on the deposit page within your s98game account. s98game reserves the right to add or remove payment methods at any time without prior notice.
All deposits must be made from payment accounts held in your own name. Depositing funds on behalf of another person, or accepting deposits from third parties, is strictly prohibited. s98game is not responsible for any fees charged by your payment provider in connection with deposits. Deposits are credited to your s98game account balance upon confirmed receipt of cleared funds. s 98game does not charge deposit fees on its end, but your bank or mobile wallet provider may apply their own transaction charges, for which s98game accepts no responsibility.
Minimum and maximum deposit limits apply per transaction and per day. These limits are displayed during the deposit process and may vary by payment method. Players who have activated deposit limits through the Responsible Gaming tools in their account settings will have those self-imposed limits applied in addition to the standard platform limits, with the more restrictive limit taking precedence at all times.
Withdrawals may only be requested by players whose accounts have passed KYC verification as described in Section 3.2. Unverified accounts may deposit and play but are not eligible to withdraw funds until verification is complete. s98game reserves the right to request updated or additional KYC documentation at any time, including for players who have previously been verified, where there are reasonable grounds to do so.
Withdrawal requests submitted by fully verified players are typically processed within the following timeframes, measured from the time the withdrawal request is approved by the s98game payments team:
These timeframes are indicative and not guaranteed. Processing times may be extended during periods of high volume, system maintenance, or where additional review is required under s98game's AML procedures. s98game will notify players of any material delay via their registered contact details.
Withdrawals will only be processed to payment methods that have previously been used to make a deposit on the same s98game account, and only to accounts held in the same name as the s98game account. This restriction is in place to comply with anti-money-laundering obligations. Withdrawal amounts cannot exceed the available real-money balance in your account. Bonus balances that have not yet met the applicable wagering requirements are not available for withdrawal.
Minimum and maximum withdrawal limits apply per transaction and per rolling period. Current limits are displayed on the withdrawal page within your s98game account. s98game reserves the right to apply enhanced due diligence procedures, including requests for source-of-funds documentation, for withdrawals that exceed specified thresholds.
s98game may from time to time offer bonuses, free spins, cashback promotions, reload offers, and other incentives to registered players. All such promotions are governed by these general Terms as well as any specific terms attached to the individual promotion. In the event of a conflict between these general Terms and the specific bonus terms, the specific bonus terms shall prevail for that particular promotion.
Unless explicitly stated otherwise in the specific promotion terms, all bonus funds credited to your s98game account are subject to a wagering requirement before any winnings derived from those bonus funds may be withdrawn. The wagering requirement multiplier, eligible games, game contribution percentages, and expiry time will be stated in the specific bonus terms. As a general rule:
s98game actively monitors accounts for patterns of bonus abuse, including but not limited to: claiming multiple bonuses through duplicate accounts, using low-risk betting strategies (such as placing offsetting bets) to complete wagering requirements without genuine gameplay risk, and systematic exploitation of promotional terms. Accounts found to be engaging in bonus abuse will have pending bonuses voided, derived winnings forfeited, and may be permanently restricted from future promotions or have their accounts closed entirely.
s98game reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice, provided that such modification does not prejudice the interests of players who have already validly accepted the promotion and are actively working toward its completion. Players will be notified of material changes to active promotions via the platform or registered contact details.
Each game available on the s98game platform is governed by its own set of rules, which are accessible within the game interface. In the event of any discrepancy between a game's displayed rules and the outcome produced by the game's certified Random Number Generator (RNG) or live dealer process, the system outcome shall be considered the definitive result. Players are advised to familiarise themselves with the rules of any game before wagering real money.
s98game uses industry-standard infrastructure to ensure platform stability; however, connectivity interruptions, software errors, and technical faults can occur. In the event that a game round is interrupted due to a technical issue, s98game will attempt to reconstruct the game state from server logs and apply the most equitable resolution possible. s98game is not liable for losses incurred due to disconnection on the player's end, including poor internet connectivity, device issues, or power failures at the player's location.
In the event of a malfunction of any game, game feature, bonus round, or jackpot, all bets and payouts for the affected round(s) may be declared void and any amounts credited to player accounts as a result of the malfunction will be reclaimed by s98game. s98game will notify affected players and handle such situations fairly and in accordance with its licence obligations. Malfunction voids all pays and plays.
Sports bets placed on s98game are subject to the specific rules of the s98game sportsbook, including settlement rules, rules governing abandoned or postponed events, and the treatment of voided selections in accumulator bets. In-play (live) betting markets are offered subject to delay and may be suspended at any time. s98game's decisions regarding bet settlement are final once confirmed, subject to the right to correct clear errors.
The following conduct is strictly prohibited on the s98game platform and constitutes a material breach of these Terms:
s98game is committed to promoting responsible gaming and takes its obligations in this regard seriously as a condition of its international gaming licence. The following responsible gaming tools are available to all s98game account holders via the account settings panel, without the need to contact support:
The 21+ age restriction is an absolute rule at s98game and is enforced without exception through the KYC verification process. If you are concerned about your own or someone else's gambling habits, please use the self-exclusion tool or contact s98game support via live chat who are trained to assist and to guide you through the available options.
s98game also recommends that players set personal budgets, treat gaming as entertainment rather than a source of income, and take regular breaks. For further information and support resources, visit our dedicated Responsible Gaming page.
All content on the s98game platform — including but not limited to the s98game brand name, logo, website design, graphics, text, software, game assets, and promotional materials — is the intellectual property of s98game or its licensed game providers and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal entertainment purposes only.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any part of the s98game Platform or its content without prior written authorisation from s98game. Unauthorised use of s98game's intellectual property may result in account closure and legal action.
To the maximum extent permitted by applicable law, s98game's total liability to any player in connection with the Platform — whether arising in contract, tort (including negligence), breach of statutory duty, or otherwise — shall not exceed the total value of deposits made by that player in the 12-month period immediately preceding the relevant claim.
s98game shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or in connection with the use of the Platform, including loss of winnings (except where directly caused by s98game's proven error), loss of data, loss of goodwill, or lost profits, even if s98game has been advised of the possibility of such damages.
s98game endeavours to provide continuous platform availability but does not guarantee that the Platform will be uninterrupted, error-free, or available at all times. Scheduled and emergency maintenance, third-party infrastructure failures, force majeure events, and regulatory requirements may result in temporary unavailability. s98game accepts no liability for losses or inconvenience caused by such unavailability.
s98game collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering an account, you consent to the collection and processing of your personal data as described in the Privacy Policy. s98game processes personal data lawfully, fairly, and transparently, and implements appropriate technical and organisational measures to protect player data against unauthorised access, loss, or destruction.
s98game will not sell your personal data to third parties. Data may be shared with payment processors, identity verification services, fraud prevention agencies, and regulatory authorities where required to fulfil legal or licencing obligations. For full details of how s98game handles your personal data, please review the Privacy Policy.
You may close your s98game account at any time by contacting s98game support via live chat. Before closure, you should withdraw any available real-money balance. Bonus balances that have not met applicable wagering requirements will be forfeited upon account closure. s98game will process any pending withdrawal to your verified payment method upon confirming the closure request.
s98game reserves the right to suspend or permanently close any player account at any time, with or without prior notice, where:
Where an account is closed by s98game other than for breach of these Terms, any verified real-money balance (excluding forfeited bonus funds) will be returned to the player via their verified payment method within a reasonable time.
s98game reserves the right to amend these Terms & Conditions at any time. Material changes will be communicated to registered players via the email address or mobile number on their account, or through a prominent notice on the Platform, at least 7 days prior to the changes taking effect. Your continued use of the Platform after the effective date of any amendment constitutes acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Platform and may close your account as described in Section 13.1.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which s98game holds its international gaming licence. Any dispute arising out of or in connection with these Terms that cannot be resolved through s98game's internal complaints procedure shall be referred to binding arbitration or the relevant dispute resolution body specified under s98game's gaming licence, whose decision shall be final and binding on both parties.
Nothing in this clause limits your rights as a consumer under the laws of your own jurisdiction to the extent that those rights cannot be waived by contract.
If you have any questions about these Terms & Conditions, wish to make a complaint, or need to contact s98game for any account-related matter, please reach out through the following channel:
s98game aims to respond to all written complaints within 5 business days. If your complaint is not resolved to your satisfaction through s98game's internal process, you may escalate the matter through the dispute resolution procedure available under the terms of s98game's international gaming licence.
Now that you have reviewed the s98game Terms & Conditions, explore the platform — live casino, PSL cricket betting, Fortune Tiger slots, and instant PKR banking all in one place.
21+ only. Play responsibly. s98game operates under an international gaming licence.